The finance office
Monthly retainerA senior finance lead within an agreed bracket of time each month, at a fixed monthly fee.
- Fractional CFO
- Management reporting & board packs
- Group consolidation & oversight
- Investor & lender reporting
Finance & strategy advisory · GCC & Middle East
Finance judgement your board can rely on.
Pearlstone gives growing companies senior finance leadership on a monthly retainer, and answers their bigger questions (a new plant, a market entry, a valuation) as fixed-fee projects. Every engagement is led personally by a former Big Four manager with more than ten years across the GCC and the wider Middle East.
مكتبك المالي المتكامل
10+ years
Professional services experience, including a decade at KPMG and Deloitte
GCC & beyond
Coverage across the Gulf and the wider Middle East
~SAR 200M
Revenues managed across ten years of engagements
End to end
Coverage of the full financial operation, from plan and model to reporting and oversight
What we do
Two ways to work together
A monthly retainer when you need a senior finance lead on an ongoing basis. A fixed-fee project when one decision needs a rigorous answer. Either way, the person you meet is the person who does the work.
Decision projects
Fixed feeOne question, one deliverable, one price agreed before work starts.
- Business plans & financial models
- Feasibility studies
- Market-entry business cases
- Independent business case review
- Valuation advisory
- Model review & investor readiness
How it fits together
From the first plan to the monthly report
Most advisers cover one stage. We can take a decision from the business case through to the reporting that tracks it, so nothing gets lost between hand-overs.
STAGE 1
Plan
Business plan, feasibility study and financial model for the expansion, acquisition or new venture.
STAGE 2
Test
An independent challenge of the assumptions, and a valuation range, before capital is committed.
STAGE 3
Prepare
The materials lenders and investors expect to see, and introductions to the right conversations.
STAGE 4
Report
Board packs, management reporting and CFO oversight that track results against the plan every month.
Selected work
Recent engagements
Client names are withheld and every engagement is confidential. More examples on the About us page.
Five-year consolidated plan for a sovereign wealth fund-backed group
Reconciled a multi-entity five-year plan across successive board versions, closed the consolidation gaps, and prepared the board rehearsal pack with anticipated questions and answers.
Five-year horizon · IFRS three-statement modelValuation of a Saudi government-services operator
Two-scenario DCF alongside net book value and trading comparables, with scenarios built on market demand and historical participation rates rather than a flat uplift.
FCFF DCF · comparables · net book valueSaudi manufacturing feasibility for a North African producer
Led the proposal for a greenfield plant feasibility study in Saudi Arabia, covering the market, regulatory and financial workstreams.
Greenfield base case · market entryStart a conversation
What decision is in front of you?
A 30-minute call is usually enough to tell whether a retainer, a project, or neither is the right fit. No preparation needed.